Attention Homebuyers! As of September 2023, interest rates are approximately 8% which is $7.34/ $1000.However mortgage loans originated over the past 10 years were originated between 3 & 4%! In comparison a 30yr loan at 3.5% is $4.49/ $1000 borrowed. How would you like a mortgage payment 40% ... » Learn More about Vets and Non Vets can Assume Older Lower Interest Rate Loans NOW!
There are times when the economy is booming and everyone feels confident about their prospects for the future. As a result, people often times spend more money. People tend to go out to dinner more often, tip heavier, invest in wardrobe updates, maybe buy a new car and… more often than not, buy a ... » Learn More about Economic Trends to Purchasing a Home
When talking with real estate agents, you'll often find that when they speak to you about buying real estate, they refer to buyer's purchasing a "home" and the sellers putting their "house" on the market. Why the play on words? The reason is psychological. Buying and selling real estate is one of ... » Learn More about Getting Your Home Ready to Sell
People who already have a home usually need the funds from the closing to secure their next purchase. If a "move-up" buyer wants to buy a home during a depressed market, that means they usually have one to sell themselves. Timing becomes very important and negotiations become more involved so ... » Learn More about Why You Shouldn’t Wait!
For most people, changing employers will not impact the ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some homebuyers, however, the effects of changing jobs can spell disaster when it comes to your loan application. Make sure you discuss in great ... » Learn More about Changing Jobs and the Effects it has on Buying a Home